Livonia Michigan Bankruptcy - Michigan Bankruptcy Blog

Livonia Michigan Bankruptcy

Michigan Bankruptcy Blog


Posted by Peter Behrmann, Esq. On December 28th



The Chapter 13 Trustees for the Eastern District of Michigan developed a new Chapter 13 Model Plan for use in the Bankruptcy Court for the Eastern District of Michigan.


After reviewing the new model plan, the Court entered an Administrative Order requiring that all Chapter 13 Plans filed in the Eastern District of Michigan be in the form and contains the content of the new model plan.  What this means is that all Chapter 13 Bankruptcies filed in Detroit after January 1st will use a different plan then has been used in the past.


In all fairness this probably does not mean much to you but these two plans are vastly different.  They both treat creditors in different ways.  They both require understanding by your Chapter 13 attorney to be implemented properly.  Both my wife and I have been involved since the new plan was first proposed.  We have both reviewed the proposals and drafts and have a complete understanding on how the new plan is different from the old.


Ultimately, you do not have a choice what plan will be used in your case.  If you file bankruptcy before January 1st you will use the old plan.  If you file on or after January 1st you will use the new plan.  What is important is that you hire an attorney to file your Chapter 13 Bankruptcy that is experienced and keeps up on the changes in the law and policies.  Imagine if you hired an attorney that just filed one or two cases a year and they happened to file the wrong plan in your case!


Peter Behrmann is a Livonia Bankruptcy Attorney.  From my Livonia, Michigan location, I represent clients throughout Metro Detroit and beyond, including Garden City, Wayne, Westland, Redford, Dearborn, Taylor, Ann Arbor, Belleville, Northville, Novi, Farmington, Farmington Hills, Plymouth, Canton, and the Counties of Wayne, Oakland, Livingston, and Washtenaw. My practice is limited to helping consumers like you file Chapter 7 and Chapter 13 Bankruptcy.

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