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Livonia Michigan Bankruptcy

Michigan Bankruptcy Blog

“K” is for Knowing What Bankruptcy Attorney to Hire!

Posted by Peter Behrmann, Esq. On April 9th

“K” Knowing What Bankruptcy Attorney to Hire!

OK, you have now decided that you need to file for bankruptcy. Now, how do you find the proper attorney for you? You need to KNOW what to look for in finding a well-qualified bankruptcy attorney. Here are several tips in helping you find the best attorney for you:


Cheapest is not always best.

I see signs on the side of the road “Bankruptcy $500!” Let me be upfront, I do not do bankruptcy for $500.00, if this is what you are looking for than I wish you the best of luck. Keep in mind like anything; you get what you pay for.


Don’t hire a “Jack of All Trades Attorney”

Take a look at the attorney’s website, do they practice bankruptcy exclusively? Do you really want someone who does Criminal, Family, Personal Injury, and Immigration doing your bankruptcy? The answer is simply NO. Bankruptcy is a very specialized area of law and you want an attorney that practices exclusively in the field of Chapter 7 and Chapter 13 Bankruptcy.


Don’t hire an attorney that just files Chapter 7’s or Chapter 13’s

A lot of attorneys just file Chapter 7 bankruptcies. Why? Chapter 7’s are easier and maybe they do not know how to do Chapter 13’s. Some attorneys just do Chapter 13’s, why? You can make more money on Chapter 13’s. If you happen to meet with one of these attorneys you will either be sold a Chapter 7 or a Chapter 13 based on what that attorney exclusively does. You want an attorney that files both Chapter 7 and Chapter 13 bankruptcy, when you meet with me at your free consultation we will review the pro’s and con’s of both Chapter 7 and Chapter 13 together. Then you will be able to make an informed decision with my advice on what is the proper bankruptcy for you in your particular situation.


Don’t hire a Bankruptcy Mill

Metro Detroit has a few bankruptcy firms with dozens of attorneys. They advertise as being the biggest and best bankruptcy law firms in Metro Detroit. The issue with these large firms is you lose the personalized service, and you are just a number to them. At these firms, you will meet with one attorney during your initial consultation and someone else (maybe a paralegal) will prepare your case. At court, you will find another attorney, someone you have never met before, there to represent you. At our firm, you will work with me and my wife exclusively, we both work on every case together (two sets of eyes are better than one) and we represent you at court.


Personalized, Professional Service is Needed!

Bankruptcy can be a very stressful process. In a Chapter 13 bankruptcy, you may be working with that law firm and staff of 3 to 5 years. You want to make sure the firm you hire is friendly to work with, how do they answer the phone? Do they keep their appointments with you on time? Does the attorney rush you through the initial consultation and not take the time to truly understand your situation? Do the attorneys and staff talk to you with respect, and not talk down to you? At my office, we pride ourselves in providing personalized service to our clients, after all, our clients are the reason we are here and they deserve respect and an attorney to take time to explain things to them.


Initial Disclosures required under the Bankruptcy Code

A great test to see if you should trust the attorney you are meeting with is do they immediately provide you with a set of Initial Disclosures that are required to be provided to any potential client under the Bankruptcy Code? I cannot count the number of clients that I have had consultations with, where I am the second or third attorney they are consulting with, but I am the first to provide them with the Initial Disclosures required under the Bankruptcy Code. If the attorney you are having a consultation with does not provide you with the Initial Disclosures, DO NOT HIRE THEM, they obviously have not read the bankruptcy code and you do not want them filing your bankruptcy.


Peter Behrmann is a Livonia Bankruptcy Attorney. From my Livonia, Michigan location, I represent clients throughout Metro Detroit and beyond, including Garden City, Wayne, Westland, Redford, Dearborn, Taylor, Ann Arbor, Belleville, Northville, Novi, Farmington, Farmington Hills, Plymouth, Canton, and the Counties of Wayne, Oakland, Livingston, and Washtenaw. My practice is limited to helping consumers like you file Chapter 7 and Chapter 13 Bankruptcy, and Foreclosure Prevention.

Photo Credit: TooFarNorth



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